Why I Created an Important Documents Binder, & Why You Should Too!
March 27, 2018
Today I am going to talk about a sensitive topic. I am not one to be a negative Nellie or pragmatic, but I am a realist. I have seen so many people making tough decisions because the unthinkable happens. A stolen identity. A house that has burned down or some other natural disaster hitting and taking everything. A health condition that has taken a terrible turn. Loved ones leaving this world at such a young age and so unexpectedly. So why am I bringing this up? With so many of these things happening to those I am close to, I decided to take a proactive approach. I created an important document binder.
This binder includes the following:
• Birth Certificates for every member of my family. • Social Security Cards for every member of my family. • Titles to all important assets (automobiles/equipment). • Important phone numbers (credit cards, banks, investment/financial management companies etc) and passwords. • Life Insurance, Auto Insurance, Health Insurance, Homeowners or Renters Insurance Information. • Advanced Health Directive/Living Will/Power of Attorney paperwork/Will. • I even have my funeral arrangements laid out for the most part and included in this binder. This way if the unthinkable happens, there’s less for my family to have to work through. Speaking from experience it is difficult for a grieving family to have to work through all the details of planning, when they’re emotional. If there are a number of people trying to arrange and they disagree it can cause strained relationships. I want my family to know that they don’t have to work through all these details, but rather can focus on comforting each other in my absence.
All of this information is kept in one binder in a safe and secure place, and I encourage everyone to do the same.This may seem to bring about doom and gloom, but trust me: once you have these documents prepared and all in one place, you’ll have an increased sense of security. I hope you found this information useful!
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I’m April, a wife and mother of two. Since the end of 2010 I have been battling autoimmune diseases: and facing those have left me with limited physical abilities, limited energy, and limited funds; so I created this blog to document my journey : to simplifying my life, hopefully finding tips and tricks and resources to help save me time, money, and energy. I am hoping not only to share my journey, but to inspire others with similar challenges. Personally I think everyone would welcome ways to save time, money, and energy, but to some it is imperative. The content you can expect to see includes life hacks, organizational and time management resources, tips and tricks to saving money, ideas and resources for making money doing simple tasks or passively, and simple inexpensive gift giving ideas. To those of you who may be concerned that this may just be one big pity party, I want to be clear. I have conditions that have altered my abilities, but this is about taking as much control over my life as I possibly can, and to make it a positive experience. I will not however, turn anyone away if they ask about my illnesses specifically. Perhaps they are newly diagnosed, and need some advice that I haven’t shared. I encourage those individuals to contact me any time. I want people to be able to positively bounce ideas off of one another to make it a blog that everyone can benefit from.